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Verified by Visa - EECU

Secure online purchasing

Verified by Visa gives you peace of mind knowing that only you, the cardholder, can use your Visa Debit card.

Verified by Visa (VbV) is a free service from EECU that provides a more secure way of purchasing online using your Visa Debit card. Each time you make an on-line purchase with a participating merchant, the VbV program assesses the risk level of the transaction.

What does this mean to you?

  • All Visa Debit cards issued by EECU are automatically registered with Verified by Visa.
  • If you make a purchase on-line using your EECU Visa Debit card, you may be asked to enter 4 items of personal information (for example, one of the details required might be your date of birth.) This information is only used to verify your identity.
  • In most instances, the transaction will be processed without interruption. This will occur if it is a low value transaction, for example, the purchase of theatre tickets or a transaction with a merchant you have used previously. These transactions are considered low risk and you will not be asked to verify your identity.
  • Some transactions may be considered high risk. These might be high value transactions or irregular purchases. For example, this might relate to the purchase of expensive sporting goods such as golf clubs. On these occasions, you will be asked to answer 4 questions to confirm your identity.

It is important to be aware that VbV will completely block some high risk transactions such as, the purchase of expensive jewellery.

If you have any questions about this free service, download the
Verified by Visa brochure or contact an EECU office.

Review EECU's Everyday banking Terms and Conditions