Overdrafts

Overdrafts - EECU


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An EECU overdraft can be a handy form of managing your cash flow and ensuring you have funds available for unplanned expenses. Linked to your Access account, overdraft funds are easily accessible via ATM, EFTPOS or Visa Debit purchase. Members can choose from either an unsecured or secured overdraft.

Unsecured Overdraft


  • Fast streamlined approval process.
  • Unsecured for amounts up to $30,000.
  • Access your funds quickly without tying up your assets.
  • Conveniently linked to your Access account.
  • Low, competitive interest rates.

If you have high credit card interest, you can use your overdraft to pay it off and save yourself money.

Secured Overdraft


  • Conveniently linked to your Access account.
  • Higher limits available, up to $100,000.
  • Secured by Australian residential mortgage.
  • Low, competitive interest rates.