|Listed below are the currrent loan rates. For previous rates please click here.|
Owner Occupied Home Loans
|A comprehensive banking package with significant interest discounts and a range of features including a Visa Platinum Credit Card and more.|
|A straightforward loan with a redraw facility during variable interest terms. No ongoing fees.|
|A complete banking package designed for those who have not previously owned property in Australia.|
Residential Investment Loans
|A comprehensive banking package for investment purposes with a range of features and the option of an offset facility (transactional or saving).|
|A straightforward loan for investment purposes with a redraw facility during variable interest terms. No ongoing fees.|
Bridging Loan (variable interest)
|A loan to help you purchase your next property before selling your current one - maximum 12 month term.|
Car Loans (variable interest)
|Car loans with a range of interest rates according to the security offered.|
|New car |
|(including demonstration models)|
Personal Loans (variable interest)
|A straightfoward loan for any worthwhile purpose.|
|We also offer Secured Personal loans using your existing mortgage. Please ask for more information.|
Continuing Credit (variable interest)
|Receive up to 46 days interest-free on purchases, and an innovative cash rewards program.|
|Have the option of extra money on stand-by. Linked to your Access account to see you through times when you need a little extra money.|
|Notes to all loan accounts|
|Interest rates are for products currently on offer by EECU. Rates are subject to change at the discretion of the credit union. |
Fees and charges may apply. Terms and conditions, fees and charges are available from either the Melbourne or Sale branch.
^ Rate tier for mortgage loans determined at time of original funding and based on longer term funding requirement.
*Discount from the average standard variable rates of the '4 major' banks for owner occupied loans, at date of publication.
# Discount from the average standard variable rates of the '4 major' banks for residential investment loans, at date of publication.
|1. Based on secured loan of $30K for a term of 5 years. |
2. Based on secured loan of $150K for a term of 25 years.
3. Based on unsecured loan of $10K for a term of 3 years.
4. After the fixed rate period, the comparison rate calculation is based on secured loan of $150K for a term of 25 years.
5. Bridging loan comparison rates are included for the amounts and terms required by legislation, however EECU does not offer bridging loans for terms longer than 12 months.
WARNING: The comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.