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Home and investment loans
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| A fully featured loan, including an offset facility during variable rate terms, with a range of fee waivers and facilities. Package fee of $325 p.a. applies.
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| A loan with a redraw for members eligible for the government First Home Owner Grant.
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| | | Variable - less than $350K
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| A straightforward loan with a redraw facility.
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| | | Variable - less than $350K
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| | | Variable - less than $350K
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Car Loans
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Personal Loans
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Overdrafts
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| Have the option of standby funds, linked to your Access Plus (S1) account.
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Line of credit
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| A continuing credit option which allows you to access the equity in your home or investment property.
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| | Variable - less than $350K
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Notes to all loan accounts
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Interest rates are for products currently on offer by EECU. Rates are subject to change at the discretion of the Credit Union. Rates for amounts greater than $750K can be obtained by contacting EECU offices.
Rate tier for mortgage loans are determined at time of original funding.
Fees and charges may apply. Terms and conditions, fees and charges are available from either the Melbourne or Sale office.
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Comparison rates
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1. Based on secured loan of $30,000 for a term of 5 years.
2. Based on secured loan of $150,000 for a term of 25 years.
3. Based on secured loan of $350,000 for a term of 30 years.
4. Based on unsecured loan of $10,000 for a term of 3 years.
5. After the fixed rate period the comparison rate calculation is based on the variable rate for that loan type for the remaining term of the loan.
6. Bridging Loan comparison rates are included for the amounts and terms required by legislation, however EECU does not offer Bridging Loans for any of the terms indicated - the maximum term is 12 months.
The comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as transaction fee waivers, are not included in the comparison rate but may influence the cost of the loan.
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