Government deposit guarantee

Government deposit guarantee - EECU

What is the Government deposit guarantee?

Deposits in APRA regulated Authorised Deposit-taking Institutions (ADIs) –banks, building societies and credit unions – are guaranteed by the Australian Government. This means that a full Government guarantee stands behind deposits in all Australian banking institutions, including EECU.

Since 1 February 2012, the Federal Government has set up a permanent deposit guarantee and guarantees deposits of up to $250,000 (per person per institution) at any ADI.

There are also transitional arrangements in place for all term deposits made prior to 1 February 2012.


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Abacus - Fact sheet on Government deposit guarantee