Compare personal loans

Compare personal loans - EECU

Unsecured


Deposit
Secured


Fully Secured


Partly
Secured


Overview
A competitive interest rate unsecured loan available for any purpose.
A personal loan for members who have the funds but don’t want to use them. Keep your funds safely investing in an EECU high interest account and use them as security for your personal loan.
A fully secured personal loan for any reason. Use your car as full security for the loan and obtain the lowest interest rate option.
A partially secured personal loan provides members with another way of reducing their interest rate expense. Use your car’s value to secure part of the loan funds.
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Variable interest rate
Refer to interest rates or contact an EECU office for current rates
Security
N/A
EECU Deposit
Motor Vehicle
Motor Vehicle
Once only set-up cost
$95
$125
$175
$175
Minimum loan amount
$3,000
Nil
$5,000
$5,000
Maximum loan amount
$30,000
Balance of deposit
$80,000
$80,000
How much can I borrow?
Up to a maximum of $30,000 per borrower
Balance of deposit
Up to 90% of the value of the vehicle used as security
(value determined as per glass's dealers guide)

Over 90% of the value of the vehicle used as security.
(value determined as per glass's dealers guide)

Repayment frequency
Weekly, Fortnightly, monthly
Loan terms
Maximum 7 years
Maximum 7 Years
2 to 7 years (dependent on age of vehicle)
Redraw
Yes
Yes
Yes
Yes
Early repayment without penalty
Yes