Compare home loans

Compare home loans - EECU

Standard Home Loan


EECU Package Loan


First Home Owner Package Loan


Bridging Loan


Variable interest rate
A straightforward loan with a low interest rate providing discounts from the banks’ standard variable rates1

A comprehensive banking package that gives you significant discounts from the banks’ standard variable rates1

Our First Home Owner Package Loan gives you significant discounts from the banks' standard variable rates1

EECU Standard Loan Variable Rate + 1.0%
Fixed interest rate
EECU Standard Loan Fixed Rate
Discounts provided from EECU’s Standard Loan Fixed Rate
Discounts provided from EECU’s Standard Loan Fixed Rate
N/A
Interest rate options
Variable or Fixed
Variable or Fixed
Variable or Fixed
Variable
Minimum
$10,000
$10,000
$10,000
$10,000
Maximum
Refer to EECU2

Refer to EECU2

Refer to EECU2

Refer to EECU2

With lenders mortgage insurance
Up to 95%
Up to 95%
Up to 95%
N/A
Without lenders mortgage insurance
Up to 80%
Up to 80%
Up to 80%
Up to 80%
Minimum
1 year
1 year
1 year
1 day
Maximum
30 years
30 years
30 years
1 year
Options
Principal & interest or Interest only
Interest only
Frequency
Weekly, fortnightly or Monthly
Monthly
Redraw facility
4
4

4
No
Offset facility
N/A
5
-
No
Pre-approved secured overdraft
N/A
$5,000
$2,000
N/A
Free account transactions
N/A
Settlement fee
$6006
N/A
$3006
$12006
Ongoing fees
N/A
$325 per annum
Nil
N/A
1. Based on an average of the interest rates applying to the Standard Variable Home Loans offered by major banks.
2. Maximum relates to single borrower, or a group of borrowers with linked securities.
3. Interest only: minimum 1 year, maximum 5 years. Fixed interest rate loans: 1, 2 or 3 years.
4. Redraw not available during interest only or fixed interest rate periods.
5. Offset facility not available during fixed interest rate periods.
6. For one security property.